*UPDATED FEBRUARY 27, 2020*
Please note this promotion has now expired. But you can view our current specials by visiting our Specials Page.
... and we're back with our 2019 End of Year promotion, just for you lovely people ...
Fine. We'll get right to it:
- You're thinking of getting a new vehicle but wondering if you can afford a car loan in Trinidad and Tobago. Yes?
- You tried to own a car but met obstacles from Finance houses and otherwise. Yes?
- Your monthly salary falls within the qualifying range but the deposit, insurance, legal fees, maintenance and other costs push those car keys out of reach. Yes?
Our special Finance Package aims to remove a lot of those obstacles mentioned.
Here's what you need to know:
FINANCING INFORMATION
- October - December, 2019
- No down payment*
- No payments until 2020
- Pay nothing for the first 2 months
- Insurance and fees included in ONE Loan Option
- Huge discount on vehicle insurance
(*special conditions and normal lending criteria apply)
WHAT ABOUT REQUIREMENTS?
- Job letter no more than 3 months old
- 2 forms of valid identification
- Proof of address no more than 3 months old
- Salary slip no more than 1 month old
DO YOU QUALIFY?
Find out now! Simple click the message button below and tell us these details:
- Vehicle of interest
- Salary and if deposited to the bank
- If permanently employed for more than 2 years
- If any loans and if so the monthly payments
- Who your bankers are
- Last 3 payslips
LET'S TALK PRICES
| NIRO DYNAMIC | $211,034 |
| NIRO EXCLUSIVE | $233,880 |
| Qualifying income* | $6893 - $7614/ mth. |
| Monthly installments | $2757 - $3045 |
| SPORTAGE LX | $216,909 |
| SPORTAGE EX | $269,507 |
| Qualifying income* | $7084 - $8802/ mth. |
| Monthly installments | $2833 - $3521 |
| CERATO LX | $184,104 |
| CERATO GT | $216,453 |
| Qualifying income* | $6013 - $7321/ mth. |
| Monthly installments | $2405 - $2928 |
| RIO LX | $148,832 |
| RIO EX | $163,939 |
| Qualifying income* | $5002 - $5496/ mth. |
| Monthly installments | $2001 - $2198 |
| SOUL w/ SUNROOF | $181,798 |
| Qualifying income* | $6042/ mth. |
| Monthly installments | $2417 |
* qualifying salary can be joint
(updated: December 2, 2019)
CAR FINANCING OPTIONS
You know that saying 'Patience pays off'? That's probably more literal than you ever realized. Take your time to investigate the best car financing option for YOU.
You have several options:
- Many local banks like First Citizens, Scotiabank and Republic Bank offer car loans
- Perhaps you prefer your Credit Union? Teachers, Police, Eastern Credit Union? Just to name a few
- Auto dealerships themselves sometimes offer car financing/ loans
LOAN TIPS
- Don't go by the monthly installments only
- Know the overall price of the car and consider terms, length of loan, etc.
- Avoid following your emotions
- Don't fall for a deal because it says Clearance Sales, Special Financing, Promotion, Reduced Prices or offers Free extras like insurance, service or accessories.
- Decide which car YOU want and what YOU are prepared to pay for it.